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Blackjack Cheat Sheet

This is the complete basic strategy cheat sheet for 6-deck blackjack with the dealer standing on soft 17 — the most common rule set in Vegas and online. Every decision is listed with a plain-English explanation so you understand the rule, not just memorize it. Casinos allow strategy cards at the table, so there is no reason to guess.

This sheet assumes: 6 decks · Dealer stands on soft 17 · Double after split allowed · Late surrender allowed.

4 rules to know before everything else

If you only learn four things, learn these. They prevent the most expensive mistakes players make and cover the hands you will see most often.

1.
Always split aces and 8s
Aces become two shots at blackjack. Hard 16 (8,8) is the worst hand — two 8s give you two reasonable starting hands.
2.
Never split 10s or 5s
A 20 wins 93% of hands. Two 5s are hard 10 — the best doubling hand. Splitting either destroys a strong position.
3.
Stand on 13–16 vs dealer 2–6
The dealer busts 35–42% of the time showing a weak card. Let them. Hitting risks your own bust needlessly.
4.
Hit soft 18 (A,7) vs 9, 10, or ace
18 looks safe but loses to a dealer who makes 19+. The dealer completes strong hands against those upcards more than half the time.

Hard totals cheat sheet

A hard hand has no ace, or an ace that must count as 1 to avoid busting. Hard totals are the most common situation you face.

8 or lessAlways hit

You cannot bust and there is no value in doubling.

9Double vs 3–6, otherwise hit

Only double against weak dealer upcards.

10Double vs 2–9, otherwise hit

Strong hand; don't double into a dealer 10 or ace.

11Double vs 2–10, hit vs ace

Best doubling hand in the game in most situations.

12Stand vs 4–6, hit everything else

Only stand against the three weakest dealer cards.

13–16Stand vs 2–6, hit vs 7+

Let the dealer bust. Against 7+, you must try to improve.

17+Always stand

Bust risk is too high regardless of dealer upcard.

Memory shortcut

Think of dealer upcards as two zones: bust zone (2–6) and strong zone (7–A). In the bust zone, be conservative — stand on stiff hands and let the dealer destroy themselves. In the strong zone, be aggressive — you must hit to improve because the dealer will likely make a strong hand.

Soft totals cheat sheet

A soft hand contains an ace counted as 11. You cannot bust by drawing one card, which makes doubling profitable in more situations than with hard hands.

A,2 / A,3Double vs 5–6, otherwise hit

Only the two weakest dealer cards justify doubling.

A,4 / A,5Double vs 4–6, otherwise hit

Slightly stronger — can double against 4 as well.

A,6Double vs 3–6, otherwise hit

Soft 17 is never a standing hand against strong upcards.

A,7Double vs 2–6 · Stand vs 7–8 · Hit vs 9,10,A

The trickiest soft hand. Standing on soft 18 vs 9 is a common expensive mistake.

A,8 / A,9Always stand

You have 19 or 20. No upcard justifies risking it.

Memory shortcut

Soft hands are about doubling against weak dealer upcards (4–6 mostly, sometimes 3). The one exception is soft 18 (A,7): stand against 7–8, hit against 9–A. Never treat soft 18 as a standing hand against strong upcards.

Pairs cheat sheet

When dealt two cards of the same rank, you can split into two separate hands. Splitting is only profitable in specific situations. Assumes double after split is allowed.

A,AAlways split

Two chances at 21. Non-negotiable.

2,2 / 3,3Split vs 2–7, otherwise hit

Weak pairs that benefit from splitting when dealer is vulnerable.

4,4Split vs 5–6 only (DAS), otherwise hit

Only split if double after split is allowed.

5,5Never split — double vs 2–9

Pair of 5s is hard 10, one of the best doubling hands. Never destroy it.

6,6Split vs 2–6, otherwise hit

Weak pair; only split against bust cards.

7,7Split vs 2–7, otherwise hit

Hit against 8+; you will likely lose either way.

8,8Always split

Hard 16 is the worst hand. Two 8s are each a reasonable starting point.

9,9Split vs 2–9 except 7 · Stand vs 7, 10, A

Your 18 beats the dealer's likely 17 on a 7 — stand.

10,10Never split

You have 20. Stand. Always.

Memory shortcut

Start with the two absolutes: always split A,A and 8,8. Never split 10,10 or 5,5. Everything else splits against weak dealer cards and hits or stands against strong ones.

Surrender cheat sheet

Late surrender lets you give up half your bet after the dealer checks for blackjack. Most players never use it because it feels like quitting — but for these hands it is mathematically better than playing out.

Your handSurrender againstNote
Hard 169, 10, AceWin rate below 25% — surrendering is better than playing.
Hard 1510Clearly losing vs dealer 10; marginal vs 9 and ace.

Important: always split 8,8 even against a dealer 10. Do not surrender 8,8. The expected value of splitting is better than the guaranteed loss of surrendering.

Using this cheat sheet in a real casino

Most casinos explicitly allow basic strategy cards. You can bring a laminated card, pull up a chart on your phone, or buy one at the gift shop. The house edge is low enough that casinos do not object — most players still make errors under pressure even with the chart in hand.

  1. Ask the dealer if it is okay to use a strategy card before pulling one out. The answer is almost always yes.
  2. Confirm the rules first: 6-deck or fewer? Dealer stands or hits on soft 17? Surrender allowed? Strategy varies slightly by rule set.
  3. Use it for every close decision — the hands you are unsure about are exactly the ones where mistakes cost the most.
  4. Practice before you go. The trainer at Blackjack GTO checks every decision against this exact chart and explains your mistakes in real time.

Frequently asked questions

Is it legal to use a blackjack cheat sheet at a casino?
Yes. Most casinos allow basic strategy cards at the table. It is not cheating — it is just playing correctly. You can buy laminated strategy cards in most casino gift shops or bring a printed reference. The house edge at 0.5% is low enough that casinos do not care.
What is the most important rule on the cheat sheet?
Always split aces and 8s, and never split 10s or 5s. These four rules prevent the most expensive mistakes. After that: stand on hard 13–16 against a dealer 2–6, and hit soft 18 (A,7) against a dealer 9, 10, or ace.
What does the cheat sheet cover?
Four situations: hard totals (no flexible ace), soft totals (ace counted as 11), pairs (splitting decisions), and surrender (when to forfeit half your bet). This cheat sheet covers all four for 6-deck blackjack with the dealer standing on soft 17.
How do I memorize the blackjack cheat sheet?
Learn in groups, not cell by cell. Hard totals: always hit below 9, double on 10–11, stand on 17+, and play 12–16 based on whether the dealer shows a bust card (2–6) or a strong card (7+). Soft totals: double against weak dealer cards, hit soft 18 vs strong ones. Pairs: start with the four always/never rules.
Practice until the cheat sheet is in your head

The Blackjack GTO trainer checks every decision you make against this exact strategy and explains your mistakes in plain English. Once you can play 100 hands without an error, you will not need the cheat sheet anymore.

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